Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
To Settle or Not to Settle?
Tuesday, January 30, 2024This month's edition is going to be a rambling jumble of thoughts. I'm going to touch on a topic that has been bothering me for some time. Term Life Insurance - as I think back over the vast quantities of term insurance that we have...
Read MoreThe Dirty Truth About Term Insurance
Friday, December 1, 2023Did you know that less than 2% of term insurance policies sold is collected by the beneficiaries as a Death Benefit? So, we are buying a product that will not be used as a settlement in a death claim. A 60-year-old male can buy a $250...
Read MoreAlmost a Senior, and with Senior Clients - Important News!
Tuesday, October 31, 2023The below scenario is something we run into all the time with individuals we are working with. Below is a real client and an even more real problem. Problem #1: “My $250,000 term insurance policy is reaching the end of its 20...
Read MoreExpect the Unexpected
Sunday, October 1, 2023As a financial planner, I am well aware of the meaning of this month’s blog title, “Expect the Unexpected.” We know that unplanned expenses are going to occur, it is just a matter of when. This is something I too...
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Look at Yourself!
Thursday, August 31, 2023Look at Yourself! When you get what you want in your struggle for success and you feel on top of the world...go to a mirror and look at yourself long and hard and see what that guy has to say! It’s not your mother, your father,...
Read MoreMazur's Musings
Monday, July 31, 2023Just called my little sister. Of course, it went to voicemail. The reason for the call? I was thinking of her. Her face popped into my brain and without much thought I dialed her number. I know we’ll talk sometime in the next 24...
Read MoreBarbershop Quartet!
Thursday, June 29, 2023I have a new barber and I walked in yesterday for a much-needed haircut. I could have made an appointment, but there’s some comfort in sitting in a barbershop and waiting your turn. As usual, there were gentleman ahead of me and...
Read MoreSpeed Limit is 55
Wednesday, May 31, 2023This is the magic number we should all pay attention to: “55”.My observation as a financial advisor is that most folks are in good health throughout the first 54 years of life. Obviously, this is not a hard and fast rule!...
Read MoreServicing Clients is Key
Thursday, April 27, 2023We are often praised at Professional Investors Life & Annuity LLC for the level of service we provide our clients. Whether it’s returning all calls and answering all questions, or just recognizing client achievements and...
Read MoreSpring Break Equals Disney
Tuesday, March 28, 2023For this month's blog, we wanted to revisit a post we did two years ago with Spring Break season upon us. It is the time of year when many families flock down to Disney World to visit "the happiest place on earth". It all started when...
Read MorePaul Harvey's Letter To His Grandchildren.
Friday, February 24, 2023For this month's blog, we wanted to share some wise words from Paul Harvey. The message is a bit lengthy but we promise it is worth your while to read his wisdom. There is a lot of sound advice in this piece and is a good reminder to...
Read MoreLife is Beautiful! Just ask me.
Tuesday, January 31, 2023We long for springtime with the sun warming our faces. A light breeze reminds us of how beautiful the weather is when the promise of summer is staring us in our faces. Our mantra has always been “help someone today and be the...
Read MoreThe Nine Questions
Sunday, January 1, 2023We are going through our year end planning for Professional Investors Life & Annuity and it’s a very important moment for the Company based on 2 consecutive years of double digit or more growth. It reminded me of Chelmsford, MA...
Read MoreWise Words from a Longtime, Retired Friend
Wednesday, November 30, 2022I had the pleasure of having dinner with an old friend who retired 1 ½ years ago. He answered my question when I asked him, “what advice should I be offering my clients who are approaching retirement, based on your year and...
Read MorePlan Correctly
Wednesday, November 2, 2022The other day, I was asked by my partner, who is also my daughter, to participate in a Zoom call she was conducting for an annual Medicare review. She wanted me to talk to a couple about my personal health story and how my atrial fib...
Read MoreLife Lessons That I Treasure
Friday, September 30, 2022On January 8, 2023, I will be celebrating my 50th year in the financial services business. I still remember my interview with John Hancock in Boston MA.The life lesson I learned that first week with John Hancock explains a lot about...
Read MoreNever Give Up!
Monday, August 29, 2022Never give up!I was so impressed by the past weekends golf competition for the FedEx Cup. First place was worth an $18 million dollar bonus to the winner and second place $6.5 million dollars.The eventual winner started the final round...
Read MoreOur Philosophy!
Friday, July 29, 2022It’s nice to be at this stage of my career! My days are filled with appointments & my phone is ringing all day long. In January of 1973 this was not the case. I had just begun my career with John Hancock in Boston, MA and no one...
Read MoreFree Gas Card
Friday, June 24, 2022Sometimes we need to give back, especially when things are hard. We are experiencing 8 ½% inflation.I don’t know what you think the inflation rate is, but my car’s gas tank tells me it’s more than 100%. I could...
Read MoreThe Sky is Falling?
Tuesday, May 31, 2022I'm scared! I think the sky is falling! Inflation is year over year 8.3% as just reported. Prices are soaring to unheard of levels. The stock market is in free fall.I have no money! My student loan balance is very high! Did I mention I...
Read MoreRemember Peter Pan & the Lost Boys?
Thursday, October 28, 2021That was fantasy, but the fantasy has become reality for many graduated college students and their parents. Yes, of course I’m talking about college debt. Here’s what’s been going on. The demand for a college...
Read MoreFall is a Great Reminder that Change Can Be Good
Wednesday, September 29, 2021October will be here in a few days and this morning’s weather greeted me like an old friend. A friend that reminds me that the best season of the year is upon us. October was always a month for planning achievable goals and...
Read MoreHurricane Henri: Planning for the Unexpected
Wednesday, August 25, 2021This past weekend we saw again that predicting weather in the New England states is a tough job. Friday was a beautiful day…the sun was shining, and the weather was nice, but there was a sense that something bad was coming. It...
Read MoreWhat Do You Control?
Thursday, July 29, 2021The noise from Washington DC is deafening! If you are an unvaccinated Federal employee, you must get vaccinated or face the reality of frequent Covid tests. If you’ve enjoyed not wearing a mask in restaurants or food markets,...
Read MoreDo What PILA Advises, Not What the Federal Government Does
Tuesday, June 15, 2021So as I sit here in our lovely Farmington office, I realize the perilous times that are in front of us & the huge decisions that our clients have in front of them. Let’s take a peek under the covers. Frank & Linda Walsh are...
Read MoreThe Mortgage Mistake
Friday, May 21, 2021We all know inherently that debt is bad but I do understand that it is a necessary evil to have from time to time. For example, most people are not going to pay cash for let’s say, their first or even second house…so they...
Read MoreMagic Kingdom and Life Insurance
Monday, May 3, 2021With the Covid-19 vaccine rolling out and domestic travel starting to pick up, my husband and I have been talking about wanting to take our son to DisneyWorld. What 5 year old wouldn’t love that? To brush up on our Disney history...
Read MoreAmerican Rescue Plan Act
Thursday, April 29, 2021More economic relief for families is on the way! Through this third round of Economic Impact Payments from the U.S. Government, as of March 17, 2021 more than $242 billion dollars of much needed relief will be received by Americans and...
Read MoreFinancial Education
Thursday, April 1, 2021I'm staggered by the amount of trouble that people have initiating a conversation with a fiduciary advisor, and equally amazed at how very smart people can be so foolish with financial matters. Here's a couple of examples of situations...
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